Product Development 101: From Proof-of-Concept to Prototype

It’s not easy to get a new product successfully into the marketplace. About 90% of startups fail, and less than 50% of businesses make it to their fifth year. Many small businesses also struggle to break-even, let alone turn a profit. While a new product may seem like a “sure thing,” it doesn’t always translateContinue reading “Product Development 101: From Proof-of-Concept to Prototype”

How to Downsize Your Home Without Purging Your Stuff

People downsize their homes for a variety of reasons. Smaller homes mean saving money and spending less time on upkeep. You may also be at a point in your life where you simply need less space. As you look to downsize your home, you will need to rethink all of your “stuff.” Less square footageContinue reading “How to Downsize Your Home Without Purging Your Stuff”

How To Start Paying your Household Employees Legally

If you have a household employee, it can be tempting to pay the employee under the table. Many household employees, such as nannies, can even expect their wages in this way. However, this poses a significant risk to both you and your employee. Not only is paying a household employee in cash illegal, but youContinue reading “How To Start Paying your Household Employees Legally”

Everything You Need to Know About Renter’s Insurance

Renters often don’t think that they need insurance. After all, the risk of loss seems far lower compared to homeowners. Renters may feel that a renter’s insurance policy may only protect their belongings and aren’t that concerned or feel their belongings aren’t worth much. This mindset of “not needing renter’s insurance” is widespread. Nearly 95%Continue reading “Everything You Need to Know About Renter’s Insurance”